Legal

Partner program terms

These terms describe how professionals distribute Trusted Directive to their clients — who can join, how the commission works, and the outside-business-activity conditions that apply to registered representatives and investment adviser representatives before they participate.

Last updated: July 10, 2026

1. What this program is

The Trusted Directive Partner Program lets professionals — financial advisors, estate planning attorneys, and other trusted professionals — offer Trusted Directive to their clients under these terms. Partners invite clients to a secure document vault; the client is the paying subscriber. Partners see document metadata only (category, dates, gap signals) — never document content. These Partner Program Terms sit alongside our Terms of Service and Privacy Policy; where a signed partner agreement exists, that agreement governs and these terms describe the program behind it.

2. Eligibility

  • Advisors join free. There is no seat fee, no per-client fee, and no platform subscription for the professional.
  • Registered representatives and investment adviser representatives must clear their firm’s outside-business-activity process before participating — see Section 4.
  • Attorneys participate on a non-cash basis only. Where the applicable rules of professional conduct (including ABA Model Rule 7.2) restrict or prohibit referral compensation, no commission is paid; attorneys receive the non-cash value described in Section 5 instead.
  • You must be an independent professional acting for yourself or your firm, able to form a binding agreement, and responsible for your own compliance obligations.

3. Commission terms

Where a commission is legally permitted, advisor Partners earn a flat 25% evergreen commission on the payments their referred clients make for a vault subscription:

  • About $30 per referred client in year one (25% of the $120 first-year price) and $15 on each renewal (25% of the $60 annual renewal), for as long as the client remains subscribed.
  • Paid at each billing event — this is an evergreen share of real client payments, not a one-time signup bounty.
  • Not paid on the one-time Military LTD offering, and paid only where the arrangement is legally permitted for you.

4. FINRA and outside-compensation conditions

If you are a registered representative or investment adviser representative, this 25% payout is an outside business activity under FINRA Rule 3270: you are expected to give your firm prior written notice and to disclose the arrangement to your clients before participating. We provide a one-page program description for your firm’s compliance review, and a non-cash alternative — co-branding credit and client-retention reporting — where your firm restricts outside compensation.

Your firm may restrict, condition, or prohibit participation, and its decision governs. Trusted Directive does not supervise your outside business activities and is not a substitute for your firm’s compliance review.

5. Non-cash alternative

Where a firm restricts outside compensation, or where bar rules (such as ABA Model Rule 7.2) prohibit referral fees, professionals may participate on a non-cash basis instead of taking a commission. The non-cash value includes co-branding credit, client-retention reporting, and practice intelligence — the same metadata-only gap and retention signals described on the advisor and attorney pages.

6. Independent professionals; not advice; no earnings guarantee

Partners are independent professionals, not employees or agents of Trusted Directive; the advice you give your clients is yours. Nothing here is legal, financial, tax, or compliance advice — consult your firm’s compliance function and your own counsel about your situation. We make no guarantee of any particular earnings; commission depends entirely on the payments your referred clients actually make.

7. Changes, governing law, and contact

If we change these Partner Program Terms in a way that matters, we’ll notify participating partners before the change takes effect; the “last updated” date above always reflects the current version. These terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules, and disputes will be resolved in the state or federal courts located in Wyoming. Questions? Contact us — a real person answers.