Legal

Terms of service

These terms are written to be read. They cover what Trusted Directive is, what it costs (including the renewal price — up front, as always), what happens to your documents if you cancel, and how sharing and emergency access work.

Last updated: July 2, 2026

1. Agreement to these terms

These Terms of Service (“Terms”) are an agreement between you and Trusted Directive (“Trusted Directive,” “we,” “us”). They govern your use of the trusteddirective.com website and the Trusted Directive service — the secure document vault, sharing features, and related tools (together, the “Service”). By creating an account, joining the waitlist, or using the Service, you agree to these Terms. If you don’t agree, please don’t use the Service.

Our Privacy Policy describes how we handle personal information and is part of these Terms.

2. Definitions

  • Vault — your encrypted document storage space: wills, trusts, powers of attorney, insurance policies, healthcare directives, deeds, and other critical documents you choose to store.
  • End user (client) — a person who creates a vault account, typically by invitation from a professional partner. The paying subscriber.
  • Trusted Contact — a free, view-only account for a family member, healthcare proxy, or emergency contact whom an end user explicitly invites. Trusted Contacts can view what they’ve been granted; they cannot upload, modify, or delete.
  • Partner — a financial advisor, estate planning attorney, or other professional who offers Trusted Directive to their clients. Partners see document metadata only (category, dates, gap signals) — never document content.

3. What Trusted Directive is — and is not

Trusted Directive is a secure digital vault for estate and legacy documents with pre-authorized sharing and emergency access. It is positioned as an “online tool” under the Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA), adopted in most U.S. states: the directions you set in the Service about who may access what are legally recognized instructions for your digital records held here.

To be equally clear about what the Service is not:

  • Not legal, financial, tax, or medical advice. Trusted Directive is not a law firm and does not draft wills, trusts, or directives. Content on this site is general information. For advice about your situation, consult a qualified professional — including, where relevant, the advisor or attorney who invited you.
  • Not an emergency service. The Emergency Medical Packet makes documents you pre-authorized available to people you named. It does not contact emergency services. In a medical emergency, call 911.
  • Not an adjudicator. We never determine whether a death, incapacity, or other life event has occurred. The Service only carries out the access instructions you set in advance (see Section 7).

4. Your account

You must be at least 18 and able to form a binding contract to create an account. You’re responsible for the accuracy of the information you provide, for safeguarding your login credentials, and for activity under your account. Tell us promptly if you believe your account has been accessed without authorization.

5. Pricing, free trial, and renewal

The full price list, stated here just as it is on the pricing page:

  • First 30 days: free. The trial starts at account creation. No charge if you cancel within it.
  • Year one: $120, billed at day 30.
  • Every year after: $60. Renewal bills annually at $60 — half the first-year price, and stated here in the terms, not discovered on your card statement.

Subscriptions renew automatically each year at $60 unless you cancel first. We will notify you before a renewal charge. If we ever change a price, we’ll tell you before it applies to you, and the change takes effect at your next renewal — never mid-term. You can cancel anytime from your account; cancellation stops future charges and your subscription runs through the period already paid.

Trusted Contact accounts are free — view-only, by invitation from an end user, with no payment method required.

6. Your documents belong to you

You retain all rights to the documents and information you store in your vault. You grant us only the limited license needed to operate the Service: storing, encrypting, backing up, classifying, and displaying your content to you and to the people you’ve authorized. Three commitments we make in writing:

  • Never held hostage. A lapsed subscription never blocks you from retrieving your documents.
  • Never deleted on cancellation. Canceling stops billing; it does not delete your vault. If we ever need to remove long-inactive unpaid accounts, we’ll notify you with ample time to export first.
  • Always exportable. You can download your documents as an archive at any time — before you cancel, or after.

You’re responsible for what you upload: store only content you have the right to store, and keep originals of legally operative documents (a stored copy of a will is a copy — courts generally require the original).

7. Sharing, Trusted Contacts, and emergency access

All sharing in the Service is set by you, in advance, with explicit scope. When you invite a Trusted Contact or link a partner, you approve what they can see, and you can revoke access at any time.

  • Immediate grants give a person you name view access to the documents or sections you specify, effective right away.
  • The Emergency Medical Packet is a subset of documents (healthcare proxy, advance directive, insurance cards, medication list) you pre-authorize for release to named contacts in a medical emergency. You set it up in advance; no post-event approval is required, and we do not judge whether an emergency has occurred.
  • The Verify-Silence Release Protocol governs access after death or incapacity, where it is available in your plan: when a Trusted Contact requests access, we notify you; if you don’t respond within your configured window, the access you pre-authorized is released. We verify your silence — we never require your family to produce a death certificate to us, and we never decide whether a triggering event happened.

Partners linked to your vault see document metadata only — document category, dates, and gap signals. The Service does not show document content to partners.

8. Professional partners

Professionals who distribute Trusted Directive to clients do so under a separate partner agreement, which governs commission terms where commissions are permitted. Partners are independent professionals, not our employees or agents; the advice they give you is theirs. Compensation to attorneys is subject to applicable rules of professional conduct, and where those rules prohibit referral compensation, none is paid.

9. Acceptable use

Don’t use the Service to:

  • break the law, or store content you have no right to store;
  • access another person’s vault or account without authorization;
  • probe, interfere with, or circumvent the Service’s security controls;
  • misrepresent your identity to obtain a share grant or emergency release;
  • resell or white-label the Service outside a partner agreement.

We may suspend accounts that violate these rules — with notice where practicable, and always preserving your export rights under Section 6.

10. Intellectual property

The Service — its software, design, and content we authored — belongs to Trusted Directive and its licensors. These Terms don’t transfer any of it to you beyond the right to use the Service. Your documents remain yours (Section 6).

11. Service changes and availability

We work to keep the Service available and reliable, and we treat reliability as part of the trust promise — but no online service can promise uninterrupted availability, and we don’t. We may improve or change features over time. If we ever discontinue the Service, we will give you advance notice and a reasonable window to export everything — the export guarantee in Section 6 survives wind-down.

12. Disclaimers

Except as expressly stated in these Terms, the Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will meet every requirement or be error-free. Nothing in this section limits the specific commitments we do make: the pricing disclosure in Section 5 and the document-ownership and export commitments in Section 6.

13. Limitation of liability

To the maximum extent permitted by law, Trusted Directive will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or data, arising from your use of the Service. Our total liability for any claim arising out of these Terms or the Service is limited to the amount you paid us in the twelve months before the claim arose. Some jurisdictions don’t allow certain limitations, so parts of this section may not apply to you.

14. Indemnification

You agree to indemnify Trusted Directive against claims arising from your violation of these Terms or your misuse of the Service, including storing content you had no right to store or misrepresenting your authority to access a vault.

15. Termination

You can stop using the Service and cancel at any time. We may terminate or suspend access for material violation of these Terms. On any termination, the commitments in Section 6 hold: your documents are never held hostage, and you keep the ability to export them.

16. Changes to these terms

If we change these Terms in a way that matters, we’ll notify you — by email or a notice in the Service — before the change takes effect. The “last updated” date at the top always reflects the current version. Continued use after the effective date means you accept the updated Terms.

17. Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules. Disputes will be resolved in the state or federal courts located in Wyoming, and both sides consent to their jurisdiction.

18. Contact

Questions about these Terms? Contact us — a real person answers. For how we handle personal information, see the Privacy Policy.